Apply Online - 24 Hour Loan Approval

Here's all you need to do:

1. If you haven't already done so, have a look at our Current Rates and select the rate and program you are interested in. You will be amazed at the savings!

2. For 24 hr. loan approval, go to our Secure Online Loan Application and Credit Release Authorization, which provides us with the information we need to give you loan approval.

3. Go to our Mortgage Application Kit and print out the Mortgage Packet 1, which is available in Adobe Acrobat format. Fill out and sign the loan application and credit release authorization.

4. Gather a few of the materials we need for income verification. These are:
   - Current pay stub for the last pay period

   - W-2's for the past year

   - Most recent share draft statement, retirement statement, stock statements.

5. Mail or Fax your signed loan application, credit release authorization, and all other supporting documentation to HomeNet Mortgage.

And that's it! No hassles. No pressure. The way it should be.